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Mortgage Processor

Monroe Township, NJ · Banking/Loans
National Mortgage Banker seeks a Sr. Processor to join our team of professionals in Monroe Township, NJ. The ideal candidate is responsible for processing residential (FHA-USDA-VA-CONV) loan, verifying conformance to investor and internal guidelines and reviewing closed loan documents for regulatory compliance.
Job Responsibilities:
  • Works as a team player by providing timely responses to internal teams, being flexible and approachable.
  • Analyzes applicants’ financial status, credit and property evaluation to determine feasibility of granting loan
  • Responsible for post closing review within required deadlines.
  • Manages expected service levels related to decision and condition clearing.
  • Provides feedback to operations staff.
  • Maintains knowledge of guidelines policies and procedures
  • Issues credit decisions based on the underwriting review in combination with automated findings.
  • Stays abreast of any changes in loan underwriting provisions
  • Participates in ongoing training programs as required
Job Requirements:
  • College degree preferred; 3 years experience and/or training; or equivalent combination of education and experience
  • Proficient in Microsoft Office and knowledge of computer applications
  • Good understanding of investor requirements
  • Good understanding and knowledge of residential lending guidelines
  • Good knowledge of the mortgage origination process, policies and procedures
  • Good understanding of financial institution products and services
  • Strong analytical skills and excellent problem solving skills
  • Excellent oral and written communication skills
  • Strong organizational skills
  • Detail oriented
  • Ability to work independently and meet production goals and deadlines
Benefits & Compensation:
  • Strong Base Salary and bonus structure
  • Health Insurance
  • 401K plan
  • Profit Sharing

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