National Mortgage Banker seeks a Sr. Processor to join our team of professionals in Monroe Township, NJ. The ideal candidate is responsible for processing residential (FHA-USDA-VA-CONV) loan, verifying conformance to investor and internal guidelines and reviewing closed loan documents for regulatory compliance.
Job Responsibilities:
- Works as a team player by providing timely responses to internal teams, being flexible and approachable.
- Analyzes applicants’ financial status, credit and property evaluation to determine feasibility of granting loan
- Responsible for post closing review within required deadlines.
- Manages expected service levels related to decision and condition clearing.
- Provides feedback to operations staff.
- Maintains knowledge of guidelines policies and procedures
- Issues credit decisions based on the underwriting review in combination with automated findings.
- Stays abreast of any changes in loan underwriting provisions
- Participates in ongoing training programs as required
Job Requirements:
- College degree preferred; 3 years experience and/or training; or equivalent combination of education and experience
- Proficient in Microsoft Office and knowledge of computer applications
- Good understanding of investor requirements
- Good understanding and knowledge of residential lending guidelines
- Good knowledge of the mortgage origination process, policies and procedures
- Good understanding of financial institution products and services
- Strong analytical skills and excellent problem solving skills
- Excellent oral and written communication skills
- Strong organizational skills
- Detail oriented
- Ability to work independently and meet production goals and deadlines
Benefits & Compensation:
- Strong Base Salary and bonus structure
- Health Insurance
- 401K plan
- Profit Sharing