The Ideal candidate will be responsible for building and maintaining a strong and efficient sales and operations team. Implementation of business development and sales strategies that will expand market share within the region. Analyze and improve profitability.

The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals.

 

In this role, the MLO continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related development opportunities, community efforts to promote home ownership and professional organizations.
 
MLO provides guidance around all aspects of the mortgage process and responds to customer inquiries and referrals that are generated from both their own contacts and from builder referred clients. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.

The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.

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Federally Chartered Bank seeks Experienced New Construction Loan Officers in the Philadelphia market.