We are seeking a Sr. Processor to join our team of professionals in Concord CA. The ideal candidate is responsible for processing residential (FHA-USDA-VA-CONV) loan, verifying conformance to investor and internal guidelines and reviewing closed loan documents for regulatory compliance.
Works as a team player by providing timely responses to internal teams, being flexible and approachable.
Analyzes applicants’ financial status, credit and property evaluation to determine feasibility of granting loan
Responsible for post closing review within required deadlines.
Manages expected service levels related to decision and condition clearing.
Provides feedback to operations staff.
Maintains knowledge of guidelines policies and procedures
Issues credit decisions based on the underwriting review in combination with automated findings.
Stays abreast of any changes in loan underwriting provisions
Participates in ongoing training programs as required
College degree preferred; 3 years experience and/or training; or equivalent combination of education and experience
Proficient in Microsoft Office and knowledge of computer applications
Good understanding of investor requirements
Good understanding and knowledge of residential lending guidelines
Good knowledge of the mortgage origination process, policies and procedures
Good understanding of financial institution products and services
Strong analytical skills and excellent problem solving skills
Excellent oral and written communication skills
Strong organizational skills
Ability to work independently and meet production goals and deadlines